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Little Rock Personal Injury Law Blog

Driving safely should be our No. 1 focus

As a nation, we spend a lot of time thinking about various ways to stay safe. Every time you hear about a product recall or a food recall, it's to protect the consumer. Every year, when they tell you to get a flu shot, it's to keep you out of the hospital. Every product you buy has a warning label on it, telling you how to use it safely and what not to do.

These are not bad things. We should stay conscious of safety in all possible ways. But one thing it seems people often overlook is driving safely. You can make the argument that it should be the No. 1 focus, but people usually don't think about it much during that morning commute.

How does phone use affect driving safety?

We all know that we should not use our phones when driving. But not everybody understands exactly how mobile phone use affects our ability to drive safely. It is for this reason that many choose to ignore the rules in place that ban phone use behind the wheel.

If you regularly use your phone behind the wheel or if you have recently been accused of distracted driving, you must gain a full understanding of how phone use behind the wheel affects safety. By doing so, you will be able to act with more competence when it comes to defending yourself against an accusation of distracted driving or making an accusation against another driver.

Understanding possible cognitive distractions when driving

There are many types of distractions when driving. Some of these distractions are obvious. For example, taking a selfie is a huge distraction from the task of driving, and it is easily observable by others. However, other distractions can be equally disruptive to safety when driving but can be very difficult to observe or prove. These types of distractions usually fall under the category of cognitive distractions.

A cognitive distraction is a term to describe any form of mental distraction. A cognitive distraction could occur in combination with another distraction. For example, turning around to the back seat to attend to your children would lead to a visual distraction, since you cannot see the road, as well as a cognitive distraction, since you are thinking about the needs of your children rather than on operating the vehicle. Some examples of cognitive distraction in isolation can be equally as dangerous. The following are some of the possible types of cognitive distractions that can occur when driving.

Settlement offers for child injuries are often far too low

As a parent who wants what is best for their child, you already know that motor vehicles are one of the biggest risks for children in our modern world. Injuries related to motor vehicle crashes remain a leading cause of preventable fatality in the United States for children of all ages, as well as a major risk for serious injury.

Being extra cautious when your children are in the vehicle with you and making sure they are in the right kind of safety restraints can do a lot to improve your family's safety. Still, even the best parent can't completely mitigate environmental risk factors.

Keeping your kids safe during car journeys

Most American families travel in their cars every day. Cars can be a key form of transportation for suburban and rural families, making it possible for them to get to the grocery store, the shopping mall and their child's school. But there are certain risks associated with traveling in the car.

For children ages 3 and 14, the most common reason for unintentional injury-related deaths is car accidents. This means that taking steps to ensure your child's safety in the car is paramount. The following are some fundamental ways that you can increase your child's safety when driving in the car.

Food is a distraction: Here's why

Most people have done it. They've been hungry while driving and quickly got in line at a local fast-food restaurant, so that they could drive up and grab a bite to eat. While this seemingly harmless task happens often, it's not without risk. Enjoying what you're eating behind the wheel can lead to a crash.

The National Highway Traffic Administration found that eating is a greater distraction than using a cellphone behind the wheel. With that in mind, here are a few other reasons you should avoid eating and driving.

Keep your teen drivers safer in the summer

Little Rock parents of teens should know that we are in the period of time known in the automobile safety world as the "100 Deadliest Days of Summer." The approximate hundred days are book-ended by Memorial Day in May and Labor Day in September.

These months are notorious for the higher number of traffic fatalities involving teenage drivers.

Can a ringing cellphone affect driving?

Many people describe the concept of distracted driving as engaging in distracting activities such as actively using a phone or playing with children. While these actions do constitute examples of distracted driving, more subtle events and actions can also affect a driver.

If you have recently been involved in a car accident in Arkansas, it's likely that you will want to discover how the accident was caused. In addition, it's important that you ensure that fault is attributed correctly because this could severely affect the financial damages that you are able to recover.

Keep a close eye on these car insurance claim mistakes

If you're injured in a motor vehicle accident, your immediate attention should turn to your health and the steps you can take to make a full recovery. As time allows, you also need to contact your car insurance company to file a claim.

With so much going on in your life, it's easy to make mistakes when filing a claim. Some of the things you want to avoid include:

  • Giving a recorded statement: After an accident, your agent may ask if they can record all conversations they have with you. Politely decline, as you don't want to say something that will harm your ability to receive the compensation due to you. Just the same, avoid giving a written statement.
  • Don't sign anything: This is a common mistake that you can easily make if you're not paying attention to what you're doing. If you're asked to sign something, review it in great detail to ensure that you understand exactly what it is.
  • Don't accept the first offer: Your car insurance company would love for you to accept less than what's actually owed to you. If you make this mistake, you may not have any course of action for obtaining the compensation you're entitled to.
  • Don't ignore time limits: Even though you're injured, you only have so much time to file a car insurance claim. If you're unable to do this on your own or require assistance, ask a loved one to step in.
  • Neglecting to review your policy: It's critical to understand the details of your policy, including how much coverage you have. This makes it much easier to protect your legal rights in Arkansas, as you know what you're entitled to.

Avoiding insurance premium increases after a car accident

Getting into a car accident is always a stressful situation to be in, no matter how minor the collision. In addition to reporting the accident, you will need to go through the process of establishing fault and gaining a settlement for the damages. Conflict can often arise regarding the amount owed by insurance companies because they tend to do everything in their power to minimize the amount paid.

In addition to possible difficulties in gaining car accident damages, you may also have to deal with an increase in insurance premiums going forward. The following are some things that you can do to prevent an increase in insurance premiums after a car accident in Arkansas.

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