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Little Rock Personal Injury Law Blog

Settlement offers for child injuries are often far too low

As a parent who wants what is best for their child, you already know that motor vehicles are one of the biggest risks for children in our modern world. Injuries related to motor vehicle crashes remain a leading cause of preventable fatality in the United States for children of all ages, as well as a major risk for serious injury.

Being extra cautious when your children are in the vehicle with you and making sure they are in the right kind of safety restraints can do a lot to improve your family's safety. Still, even the best parent can't completely mitigate environmental risk factors.

Keeping your kids safe during car journeys

Most American families travel in their cars every day. Cars can be a key form of transportation for suburban and rural families, making it possible for them to get to the grocery store, the shopping mall and their child's school. But there are certain risks associated with traveling in the car.

For children ages 3 and 14, the most common reason for unintentional injury-related deaths is car accidents. This means that taking steps to ensure your child's safety in the car is paramount. The following are some fundamental ways that you can increase your child's safety when driving in the car.

Food is a distraction: Here's why

Most people have done it. They've been hungry while driving and quickly got in line at a local fast-food restaurant, so that they could drive up and grab a bite to eat. While this seemingly harmless task happens often, it's not without risk. Enjoying what you're eating behind the wheel can lead to a crash.

The National Highway Traffic Administration found that eating is a greater distraction than using a cellphone behind the wheel. With that in mind, here are a few other reasons you should avoid eating and driving.

Keep your teen drivers safer in the summer

Little Rock parents of teens should know that we are in the period of time known in the automobile safety world as the "100 Deadliest Days of Summer." The approximate hundred days are book-ended by Memorial Day in May and Labor Day in September.

These months are notorious for the higher number of traffic fatalities involving teenage drivers.

Can a ringing cellphone affect driving?

Many people describe the concept of distracted driving as engaging in distracting activities such as actively using a phone or playing with children. While these actions do constitute examples of distracted driving, more subtle events and actions can also affect a driver.

If you have recently been involved in a car accident in Arkansas, it's likely that you will want to discover how the accident was caused. In addition, it's important that you ensure that fault is attributed correctly because this could severely affect the financial damages that you are able to recover.

Keep a close eye on these car insurance claim mistakes

If you're injured in a motor vehicle accident, your immediate attention should turn to your health and the steps you can take to make a full recovery. As time allows, you also need to contact your car insurance company to file a claim.

With so much going on in your life, it's easy to make mistakes when filing a claim. Some of the things you want to avoid include:

  • Giving a recorded statement: After an accident, your agent may ask if they can record all conversations they have with you. Politely decline, as you don't want to say something that will harm your ability to receive the compensation due to you. Just the same, avoid giving a written statement.
  • Don't sign anything: This is a common mistake that you can easily make if you're not paying attention to what you're doing. If you're asked to sign something, review it in great detail to ensure that you understand exactly what it is.
  • Don't accept the first offer: Your car insurance company would love for you to accept less than what's actually owed to you. If you make this mistake, you may not have any course of action for obtaining the compensation you're entitled to.
  • Don't ignore time limits: Even though you're injured, you only have so much time to file a car insurance claim. If you're unable to do this on your own or require assistance, ask a loved one to step in.
  • Neglecting to review your policy: It's critical to understand the details of your policy, including how much coverage you have. This makes it much easier to protect your legal rights in Arkansas, as you know what you're entitled to.

Avoiding insurance premium increases after a car accident

Getting into a car accident is always a stressful situation to be in, no matter how minor the collision. In addition to reporting the accident, you will need to go through the process of establishing fault and gaining a settlement for the damages. Conflict can often arise regarding the amount owed by insurance companies because they tend to do everything in their power to minimize the amount paid.

In addition to possible difficulties in gaining car accident damages, you may also have to deal with an increase in insurance premiums going forward. The following are some things that you can do to prevent an increase in insurance premiums after a car accident in Arkansas.

Parents of young children often drive while distracted

It is so common for people to be subject to prejudice regarding their driving ability based on their age or demographics. For example, it is common for people to assume that teenagers are likely to be using their phone while driving, and that parents, on the other hand, would be far more responsible. Prejudice of any kind is dangerous for establishing justice, because the facts of any case should be objectively assessed.

If you were involved in a car accident with a parent who had children in the car, you may want to take note of statistics relating to distracted driving. While parents might commonly be stereotyped as some of the most responsible drivers on the road, some studies suggest otherwise.

The prevalence of distracted driving among teens

It is important that all drivers in the United States understand the laws that they are subject to on the road, and they know how to exercise safe driving habits. In recent years, the prevalence of phones in our daily lives has meant that many of us are tempted to use our phones while in the car.

Tragically, in 2016, 3,450 people were killed as a consequence of actions broadly referred to as distracted driving. One of the main causes of distracted driving is phone use in one way or another. In Arkansas, there is considerable concern about teens and their propensity to use their phones while driving. It is thought that teens may be more susceptible to using phones while driving due to their use of apps such as Snapchat and Instagram. The selfie culture that has arisen in recent years has, unfortunately, led to people taking selfies or recording videos while they are behind the wheel.

3 different forms of distracted driving can cause collisions

When drivers hear the term "distracted driving," they typically think about people talking on the phone or texting. While they may shun such behavior and think that they would never be so foolish as to engage in dangerous behavior like texting while driving, they may be engaging in distracted driving without knowing.

There are several types of distracted driving that can be categorized into different types of behavior. If you want to understand what might make you liable for an accident, it is important that you take the time to learn about the varying behaviors that could constitute distracted driving. Being equipped with this information could also help you to successfully place the blame on another driver in a collision.

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